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• FICO Scores: How Are They Calculated?

  A FICO score is not a regular credit score. It is the brand of score most widely used. It was developed by Fair Isaac and a company known for developing risk assessment models. It is a complex equation that is not fully disclosed. The information used Read More... Posted Thursday, November 24, 2011 12:17 PM by Don Nelson | 0 Comments Filed under: Real Estate, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, F H A Loan Basics, First Time Home Buyer, Money, make payments on time

• Secrets for Avoiding Surprises at Closing

  4 Insider Secrets for Avoiding Surprises at the Closing Table By: Tara-Nicholle Nelson | www.trulia.com I used to pass a mortgage company billboard on the freeway every day that read: “Surprises are for birthday parties.” (Implied: surprises Read More... Posted Thursday, September 15, 2011 10:23 AM by Don Nelson | 0 Comments Filed under: Real Estate, Market Conditions, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, F H A Loan Basics, Navy, Money, Job Security, make payments on time

• Low Credit Score Home Loans

  For the most part, you can obtain a home loan with fair credit. In some cases, you may even be able to get a low rate. Unfortunately, if your credit score falls below 500, homeownership may be impossible. Even with a credit score below 600, your loan Read More... Posted Wednesday, August 24, 2011 8:39 AM by Don Nelson | 0 Comments Filed under: Market Conditions, For Sale, Finances, Buyer Information, San Diego Exclusive Buyers Agent, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, F H A Loan Basics, First Time Home Buyer, Money, make payments on time

• Rejected for a mortgage loan?

  Don't feel like you're the only one... lenders are brutal these days! Don't be surprised if your friendly lender, the one who invites you to sit down and apply for a mortgage, ushers you politely out the door empty-handed after you've Read More... Posted Thursday, March 26, 2009 7:19 PM by Don Nelson | 0 Comments Filed under: Real Estate, Market Conditions, Finances, Community Information, San Diego Exclusive Buyers Agent, Exclusive Buyer Broker San Diego, V A loan, lender pre approval, F H A Loan Basics