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• FICO Scores: How Are They Calculated?

  A FICO score is not a regular credit score. It is the brand of score most widely used. It was developed by Fair Isaac and a company known for developing risk assessment models. It is a complex equation that is not fully disclosed. The information used Read More... Posted Thursday, November 24, 2011 12:17 PM by Don Nelson | 0 Comments Filed under: Real Estate, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, F H A Loan Basics, First Time Home Buyer, Money, make payments on time

• Mortgage Scams - Don't Get Taken

  The economic recession has caused a lot of homeowners to find themselves in danger of losing their homes. There are many situations that have cropped up because of it -- on one side are the homeowners who are doing everything they can to stop foreclosure. Read More... Posted Tuesday, September 27, 2011 3:38 PM by Don Nelson | 0 Comments Filed under: Real Estate, Market Conditions, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, lender pre approval, First Time Home Buyer, Money, make payments on time

• Secrets for Avoiding Surprises at Closing

  4 Insider Secrets for Avoiding Surprises at the Closing Table By: Tara-Nicholle Nelson | www.trulia.com I used to pass a mortgage company billboard on the freeway every day that read: “Surprises are for birthday parties.” (Implied: surprises Read More... Posted Thursday, September 15, 2011 10:23 AM by Don Nelson | 0 Comments Filed under: Real Estate, Market Conditions, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, F H A Loan Basics, Navy, Money, Job Security, make payments on time

• Real Estate Pricing

  Real estate prices cycle through different highs and lows. Keeping track of the following market indicators will help you decide if now is a good time to invest in real estate or not. Job Growth People go where the jobs are, and home prices follow jobs. Read More... Posted Sunday, August 28, 2011 6:49 PM by Don Nelson | 0 Comments Filed under: Real Estate, Market Conditions, Industry, Finances, Buyer Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, First Time Home Buyer, Money

• Mortgage Costs to Watch Out For

  Faced with plunging property values and rising defaults, lenders are charging borrowers higher mortgage rates and adding fees. Not all of these added costs are set in stone, however. If you're looking for a loan, vigilant shopping and a little haggling Read More... Posted Saturday, August 27, 2011 8:59 PM by Don Nelson | 0 Comments Filed under: Real Estate, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, V A loan, lender pre approval, First Time Home Buyer, Navy, Money

• Low Credit Score Home Loans

  For the most part, you can obtain a home loan with fair credit. In some cases, you may even be able to get a low rate. Unfortunately, if your credit score falls below 500, homeownership may be impossible. Even with a credit score below 600, your loan Read More... Posted Wednesday, August 24, 2011 8:39 AM by Don Nelson | 0 Comments Filed under: Market Conditions, For Sale, Finances, Buyer Information, San Diego Exclusive Buyers Agent, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, F H A Loan Basics, First Time Home Buyer, Money, make payments on time

• How to Come Up With a Down Payment

  Not long ago, no-down-payment loans were big for homebuyers. But now that lenders have tightened their standards, borrowers once again are expected to pony up some cash of their own for a down payment. Many homebuyers have difficulty coming up with a Read More... Posted Sunday, August 21, 2011 12:20 PM by Don Nelson | 0 Comments Filed under: Real Estate, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, First Time Home Buyer, Navy, Money

• Housing Slump Creating Phenomenal Real Estate Deals

  The current downturn in the real estate industry (that makes news headlines almost daily) is not all bad news. The historic fall in home prices, coupled with rock-bottom interest rates on mortgages, could mean the deal of a lifetime for home buyers. With Read More... Posted Tuesday, August 16, 2011 8:41 PM by Don Nelson | 0 Comments Filed under: Market Conditions, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, First Time Home Buyer, Navy, Money

• Home Buying Techniques

  Buying a home is an exciting and important life event. Being a first time home buyer means that you will have many decisions to make -- and just as many questions that need answering. Buying your first home is a huge step. These helpful home buying tips Read More... Posted Sunday, August 14, 2011 8:33 PM by Don Nelson | 0 Comments Filed under: Real Estate, Finances, Buyer Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, lender pre approval, First Time Home Buyer, Navy

• Requiem for the San Diego Buyers Market

  Requiem for the San Diego Buyers Market The tide has turned. Are there still good buys available? Absolutely! But, it's a new ball game. I believe we will look back a year from today and see that late February/early March 2009 was when the San Diego Read More... Posted Friday, June 19, 2009 1:48 PM by Don Nelson | 0 Comments Filed under: Real Estate, Market Conditions, Finances, Buyer Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, V A loan, lender pre approval, First Time Home Buyer, Navy

• How long will our current buyers market last?

  I can't recall a better time for first time home buyers than we are experiencing right now. Interest rates at historical lows. Exceptional tax incentives, both State & Federal. Record inventory of homes for sale, many at prices not seen in almost Read More... Posted Saturday, April 11, 2009 2:59 PM by Don Nelson | 0 Comments Filed under: Market Conditions, Finances, Buyer Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, lender pre approval, First Time Home Buyer