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• FICO Scores: How Are They Calculated?

  A FICO score is not a regular credit score. It is the brand of score most widely used. It was developed by Fair Isaac and a company known for developing risk assessment models. It is a complex equation that is not fully disclosed. The information used Read More... Posted Thursday, November 24, 2011 12:17 PM by Don Nelson | 0 Comments Filed under: Real Estate, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, F H A Loan Basics, First Time Home Buyer, Money, make payments on time

• Buying or selling a home in this real estate market is not for the faint of heart!

  In today's fluctuating financial climate, there are many areas that one needs to examine before they buy or sell a home. For instance, if you're thinking of buying a foreclosed house, you must ask not only the price, but about the financing that Read More... Posted Saturday, October 08, 2011 2:08 PM by Don Nelson | 0 Comments Filed under: Market Conditions, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Exclusive Buyer Broker San Diego, Short Sale, V A loan, First Time Home Buyer, Money

• Mortgage Scams - Don't Get Taken

  The economic recession has caused a lot of homeowners to find themselves in danger of losing their homes. There are many situations that have cropped up because of it -- on one side are the homeowners who are doing everything they can to stop foreclosure. Read More... Posted Tuesday, September 27, 2011 3:38 PM by Don Nelson | 0 Comments Filed under: Real Estate, Market Conditions, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, lender pre approval, First Time Home Buyer, Money, make payments on time

• Secrets for Avoiding Surprises at Closing

  4 Insider Secrets for Avoiding Surprises at the Closing Table By: Tara-Nicholle Nelson | www.trulia.com I used to pass a mortgage company billboard on the freeway every day that read: “Surprises are for birthday parties.” (Implied: surprises Read More... Posted Thursday, September 15, 2011 10:23 AM by Don Nelson | 0 Comments Filed under: Real Estate, Market Conditions, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, F H A Loan Basics, Navy, Money, Job Security, make payments on time

• 7 Ways to Boost Your Home's Value

  If you're putting your home up for sale, you may be wondering which improvements will maximize the value of your property. Here are some of the most cost-effective improvements you can make - giving you the most bang for your home-improvement buck! Read More... Posted Monday, September 12, 2011 7:52 PM by Don Nelson | 0 Comments Filed under: Real Estate, Market Conditions, For Sale, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, F H A Loan Basics, First Time Home Buyer

• 3 Ways to Reduce Property Repair Costs

  One of the best ways to keep costs down on real estate repairs is to do the work and maintenance yourself. That works ... unless you don't have the time or necessary skills. In those cases, you'll have to hire someone to do the work. Here's Read More... Posted Sunday, September 11, 2011 10:12 AM by Don Nelson | 0 Comments Filed under: Market Conditions, For Sale, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Exclusive Buyer Broker San Diego, Short Sale, First Time Home Buyer, Money, Home Inspections

• Real Estate Pricing

  Real estate prices cycle through different highs and lows. Keeping track of the following market indicators will help you decide if now is a good time to invest in real estate or not. Job Growth People go where the jobs are, and home prices follow jobs. Read More... Posted Sunday, August 28, 2011 6:49 PM by Don Nelson | 0 Comments Filed under: Real Estate, Market Conditions, Industry, Finances, Buyer Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, First Time Home Buyer, Money

• Low Credit Score Home Loans

  For the most part, you can obtain a home loan with fair credit. In some cases, you may even be able to get a low rate. Unfortunately, if your credit score falls below 500, homeownership may be impossible. Even with a credit score below 600, your loan Read More... Posted Wednesday, August 24, 2011 8:39 AM by Don Nelson | 0 Comments Filed under: Market Conditions, For Sale, Finances, Buyer Information, San Diego Exclusive Buyers Agent, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, F H A Loan Basics, First Time Home Buyer, Money, make payments on time

• How to Come Up With a Down Payment

  Not long ago, no-down-payment loans were big for homebuyers. But now that lenders have tightened their standards, borrowers once again are expected to pony up some cash of their own for a down payment. Many homebuyers have difficulty coming up with a Read More... Posted Sunday, August 21, 2011 12:20 PM by Don Nelson | 0 Comments Filed under: Real Estate, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, First Time Home Buyer, Navy, Money

• Housing Upgrades That Don't Pay

  Before you dive into a major renovation project to give a house your special signature, consider how long you're likely to stay in the house. A lot of people get into trouble by going into a home they're only going to be in for a relatively short Read More... Posted Friday, August 19, 2011 12:07 PM by Don Nelson | 0 Comments Filed under: Real Estate, Market Conditions, For Sale, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, V A loan, First Time Home Buyer, Navy, Money

• Housing Slump Creating Phenomenal Real Estate Deals

  The current downturn in the real estate industry (that makes news headlines almost daily) is not all bad news. The historic fall in home prices, coupled with rock-bottom interest rates on mortgages, could mean the deal of a lifetime for home buyers. With Read More... Posted Tuesday, August 16, 2011 8:41 PM by Don Nelson | 0 Comments Filed under: Market Conditions, Finances, Buyer Information, Community Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, First Time Home Buyer, Navy, Money

• Home Inspections: For New Homes Too!

  There are a lot of different things that need to be inspected upon the purchase of a new home. A common misconception by many home buyers is that simply because their home is newly constructed an inspection is unnecessary. Nothing could be farther from Read More... Posted Monday, August 15, 2011 7:09 PM by Don Nelson | 0 Comments Filed under: Buyer Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, V A loan, First Time Home Buyer, Navy, Home Inspections

• Home Buying Techniques

  Buying a home is an exciting and important life event. Being a first time home buyer means that you will have many decisions to make -- and just as many questions that need answering. Buying your first home is a huge step. These helpful home buying tips Read More... Posted Sunday, August 14, 2011 8:33 PM by Don Nelson | 0 Comments Filed under: Real Estate, Finances, Buyer Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, lender pre approval, First Time Home Buyer, Navy

• Bankruptcy: Won't Help Foreclosure

  Can filing for bankruptcy help homeowners facing foreclosure? Apparently, not much. For most people, trying to negotiate changes in their loan with help from a housing counselor or lawyer is a much better option. While bankruptcy judges can reduce or Read More... Posted Saturday, August 13, 2011 3:37 PM by Don Nelson | 0 Comments Filed under: Market Conditions, Finances, Buyer Information, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, First Time Home Buyer, Money, make payments on time

• Has the San Diego Real Estate market reached the bottom yet?

  As an Exclusive Buyers Broker in San Diego, that's a question I'm frequently asked. The honest answer is that we never know where the bottom was until we realize that we passed it about 6 months earlier. The two things I can tell you with absolute Read More... Posted Thursday, April 02, 2009 9:36 AM by Don Nelson | 0 Comments Filed under: Real Estate, Market Conditions, San Diego Exclusive Buyers Agent, Military Relocation San Diego, Exclusive Buyer Broker San Diego, Short Sale, V A loan, lender pre approval, First Time Home Buyer